Once you log in to the App, complete your personal information. Then, on the main screen, tap "Apply for loan". You will see details such as repayment term, number of payments, interest rate, and other related information. You can request the loan amount based on your needs.

Tapping "Apply for loan" does not mean the App grants the loan immediately — this action is only used to consult and calculate the interest and loan amount. Once you have confirmed the loan information is correct, tap "Confirm" and the loan transfer will then be processed.

If your loan application is not approved, it means you do not currently meet the requirements to apply for a PagoBoom loan. You will receive a notification if you later meet the application requirements, and you will be able to apply again.

If you have no outstanding loans to pay, you can start a new loan application from the App's main page. The App will reassess your credit situation.

• •After completing all your personal information, most loan reviews are completed within 3 minutes.
• •The deposit is generally completed within 1–2 hours, with a maximum of 24 hours. If you have not received the loan after 24 hours, please contact us and we will verify and process your case.

For customers with a good credit history, the system allows multiple simultaneous loans. You can apply for a new loan even if you haven't fully paid off your current one. If you meet the requirements, you can start the application from the App's main page.

We offer the possibility of obtaining multiple loans at the same time to customers with a good credit history. If you meet the requirements and still have available credit, you can start a new loan application from the App's main screen. The App will reassess your credit situation and the result will be what the system displays.

You can see your maximum loan limit on the application page. To modify the amount, tap on it and enter the amount you wish to borrow. The minimum amount is 300 pesos and must be a multiple of 100.

Example: If your limit is 10,000 pesos, you can choose any amount between 500 and 10,000 — such as 1,000, 6,000, or 9,000 — but not 11,000 or 440.

PagoBoom offers loans up to a maximum of 50,000 pesos. Your exact limit is determined by the system based on your application information.